The decision to retire as early as I could was influenced by my values, education and life experiences. A life that was balanced between work and play was becoming more difficult and was impacting my physical and mental health. Changes were necessary. I chose to make retirement a reality.
I began saving for my retirement in my early twenties by saving and investing. Along the way I read books on creating wealth. One does not need to be a millionaire to invest in your life, one does require to make smart choices on money and lifestyle. The book that influenced me the most, “Rich Dad, Poor Dad”, by Richard Kiyosaki. This book is easy to read and comprehend on how your habits and decisions impact your livelihood in the long run.
Several life events also impacted my decision to retire early. A major event was a five week furlough from my then current day job. My workload left me exhausted. The commute to work was 40 to 50 hours per month; that is a full time work schedule. No wonder, I was tired and did not have enough time with my loved ones. After the furlough, I submitted my retirement paperwork and never looked back. People noticed I was smiling more.
The furlough reminded me what was important to me: my health and happiness. My core value is #4 in this article, “5 Reasons to Retire Early as Early as You Can”. I retired because I have the option to seek explore other opportunities to earn income and improve my quality of life. The decision to retire early should be planned. Allow yourself time to make decisions that are right for you and your family. Find a financial adviser that will guide you towards your financial goals. Also, do your own research on how to invest your money.
Sharing photos of one of my favorite activities, photographing nature in motion. Posting a few photos from dogs playing at the beach. Life is good.